Apple Card Offering Limited-Time Welcome Bonus

Guess that’s a decent welcome bonus. I will say I like the card even tho benefits are pretty normal. The ease of management is something I like. If you carry a balance you might not like it.

You should never carry a balance on a credit card. I’ve done it so not being judgmental but I’ve learned from experience. If you can’t fight the urge to charge more than you can pay at the end of the month, cut the cards up.

I agree with the card management being easy. It shows new card holders how much interest they are paying and it makes it super easy to pay.

100 bucks? Is that a joke?

You should never carry a balance on a credit card. I’ve done it so not being judgmental but I’ve learned from experience. If you can’t fight the urge to charge more than you can pay at the end of the month, cut the cards up.

This is true for some people, not all.

There are cards with 0% interest, and it can make more financial sense to carry a balance on such cards, especially if that money is earning more money somewhere else.

I got approved for my Apple Card back on March 7, 2021 with an initial credit limit of $250 (which has since been doubled to $500)

Goldman Sachs has since drastically tightened their lending standards due to substantial subprime credit card losses:

https://www.google.com/search?q=goldman+sachs+tightening+apple+card+lending+standard&client=safari&sca_esv=8a70c10f7ae50c33&hl=en-us&ei=rjBTaMO_KqOHptQPyc-owQ0&oq=Goldman+Sachs+tightening+apple+card+lending+stan&gs_lp=EhNtb2JpbGUtZ3dzLXdpei1zZXJwIjBHb2xkbWFuIFNhY2hzIHRpZ2h0ZW5pbmcgYXBwbGUgY2FyZCBsZW5kaW5nIHN0YW4qAggBMgUQIRigATIFECEYoAEyBRAhGKABMgUQIRigATIIEAAYgAQYogQyCBAAGIAEGKIEMggQABiABBiiBDIIEAAYgAQYogRI0CNQtQhYuhpwAngBkAEAmAFkoAGxA6oBAzQuMbgBAcgBAPgBAZgCB6AC3wPCAgoQABiwAxjWBBhHwgIFECEYqwKYAwCIBgGQBgiSBwM1LjKgB5MksgcDMy4yuAfQA8IHBzAuMS41LjHIByY&sclient=mobile-gws-wiz-serp#ip=1

I use my Apple Card pretty much every day because it pays 2% cash back on most of the places that I go to (that accept Apple Pay) so I’m definitely glad that I was able to get my Apple Card back in 2021 before it became much more difficult to get:

https://wallethub.com/answers/cc/why-is-it-so-hard-to-get-apple-credit-card-1000417-2140844416/

Hey  can you work on getting this card in Canada asap please ... been asking for years now lol

Guess that’s a decent welcome bonus. I will say I like the card even tho benefits are pretty normal. The ease of management is something I like. If you carry a balance you might not like it.