Vitality Insurance Members in United Kingdom Can Exercise Their Way to Free Apple Watch Series 3 - MacRumors
Skip to Content

Vitality Insurance Members in United Kingdom Can Exercise Their Way to Free Apple Watch Series 3

Vitality, a health and life insurance provider, today announced that new and existing members in the United Kingdom can essentially earn their way to a free Apple Watch by maintaining an active lifestyle.

vitality apple watch
Between now and December 31, members enrolled in an eligible VitalityHealth or VitalityLife insurance plan can get a 38mm or 42mm sized Apple Watch Series 3 with GPS only for £0 or £59 upfront respectively, and pay nothing more if they stay active and earn at least 160 Vitality activity points every month for two years.

Apple Watch Nike+ models also qualify for the £0 upfront offer. Selected GPS + Cellular models will be available later this year.

Vitality members can earn activity points for walking, running, cycling, and other forms of exercise. 12,500 steps tracked in a day is good for eight points, for example, while 30-59 minutes of cycling yields five points. Activity points can be tracked in the Vitality Member app and shared with Apple's Health app on iOS devices.

vitality points chart
In the worst case scenario, members who aren't active will be required to pay up to £12.50 per month for 24 months, which is essentially the Apple Watch Series 3's £329 starting price spread out over instalments.

Vitality openly admits that this program benefits both society and the company's profits, which comes about as a result of people being healthier and hopefully submitting insurance claims less often.

There's a lot of fine print involved: members must be at least 18 years old, a credit check is required, the Apple Watch cannot be resold, and members can earn a maximum of eight activity points per day and 40 activity points per week. Be sure to read the FAQ and terms and conditions for complete pricing and eligibility requirements.

Vitality is also the provider of the discounted Apple Watch offer that life insurance provider John Hancock is offering in the United States.

Related Roundup: Apple Watch 11
Buyer's Guide: Apple Watch (Neutral)

Popular Stories

iOS 26

iOS 26.4 Adds Two New Features to CarPlay

Tuesday March 24, 2026 1:55 pm PDT by
iOS 26.4 was released today, and it includes a couple of new features for CarPlay: an Ambient Music widget and support for voice-based chatbot apps. To update your iPhone 11 or newer to iOS 26.4, open the Settings app and tap on General → Software Update. CarPlay will automatically offer the new features so long as the iPhone connected to your vehicle is running iOS 26.4 or later....
Apple Business hero

Apple Unveils 'Apple Business' All-in-One Platform

Tuesday March 24, 2026 8:53 am PDT by
Apple today announced Apple Business, a new all-in-one platform that unifies device management, productivity tools, and customer outreach features. The service is designed to be a consolidated replacement for several of Apple's existing business-focused offerings, including Apple Business Essentials, Apple Business Manager, and Apple Business Connect. It provides organizations with a single...
AirPods Pro Firmware Feature

Apple Releases New Firmware for AirPods Pro 3, AirPods Pro 2 and AirPods 4

Tuesday March 24, 2026 12:31 pm PDT by
Apple today released new firmware for the AirPods Pro 2, AirPods Pro 3, and the AirPods 4. The firmware has a version number of 8B39, up from 8B34 on the AirPods Pro 3, 8B28 on the AirPods Pro 2, and 8B21 on the AirPods 4. There is no word on what's included in the firmware, but Apple has a support document with limited notes. Most updates are limited to bug fixes and performance...

Top Rated Comments

Westside guy Avatar
110 months ago
I looked into a health or life insurance policy with Vitality. It was close to £100 per month!

Cheaper to just buy the watch outright. lol
You realize, I hope, that receiving an Apple Watch isn't the main reason for buying a health insurance plan... :rolleyes:
Score: 2 Votes (Like | Disagree)
110 months ago
I looked into a health or life insurance policy with Vitality. It was close to £100 per month!

Cheaper to just buy the watch outright. lol
Score: 2 Votes (Like | Disagree)
110 months ago
OK, I'm quite in favour of this. Not only for the "free" Watch, but for the actual incentive towards move/exercise. However, I'm really curious to see how this will work our for them/their customer.
Score: 2 Votes (Like | Disagree)
Pez555 Avatar
110 months ago
Fantastic idea
Score: 2 Votes (Like | Disagree)
YanniDepp Avatar
110 months ago
You realize, I hope, that receiving an Apple Watch isn't the main reason for buying a health insurance plan... :rolleyes:
It is in Britain, because everyone gets free tax-funded healthcare.
Score: 1 Votes (Like | Disagree)
110 months ago
40/week max, but 160/month needed.

So let’s say you start January 1, 2018 and get 10 points a day. You get 40 for 1/1 to 1/6 (Saturday), 40 for 11/7 to 11/13, 40 for 11/14 to 11/20, and you’re good by 1/24!

But then you get 40 points between 1/28 and 2/3, so you have 0 points starting 2/4. 40 on 2/11, 80 on 2/18, 120 on 2/25... But you can’t get 40 in the last 3 days of February.

Weeks and months don’t work well together. There’s weird overlap that makes the system unbalanced. And if there’s that kind of confusion, you can bet the rest of this program is just as strangely implemented.
Score: 1 Votes (Like | Disagree)