Apple has received trademark approval for Apple Cash and Apple Card from the Government of Canada, suggesting the services might one day launch in the country.
According to trademark database notes discovered by the tech website iPhone in Canada, Apple applied for the trademarks in July 2019, and recent action history shows that both were approved on January 25, 2021.
Apple released Apple Card in the United States in August 2019, but it remains the only country in which the service is available. The credit card is linked to Apple Pay and built right into the Wallet app. Apple partnered with Goldman Sachs for the card, which is optimized for Apple Pay but still works like a traditional credit card for transactions.
In 2017, Apple enabled person-to-person Apple Pay payments through the Messages app on the iPhone and Apple Watch. Using Apple Cash, users can send money to friends or family – but again, only in the United States.
It's uncertain whether the trademark approvals point to an imminent launch in Canada, since the services are likely to face several financial regulatory hurdles that diverge from country to country, but they at least offer a positive sign that it could happen one day. Apple has also already been granted trademarks on the terms in numerous other countries where it has yet to launch.
In related news, code recently discovered in iOS 14.5 suggests that Apple is planning to introduce a new Apple Card feature that will allow for multiple people to use the same Apple Card account.
Currently, Apple Card usage is tied to an individual and there is no option to share an account with another person. In future, Apple Card account holders should be able to invite family members to use their Apple Card account, with family spending available for viewing in the Wallet app.
Thursday February 5, 2026 12:54 pm PST by Joe Rossignol
Apple turns 50 this year, and its CEO Tim Cook has promised to celebrate the milestone. The big day falls on April 1, 2026.
"I've been unusually reflective lately about Apple because we have been working on what do we do to mark this moment," Cook told employees today, according to Bloomberg's Mark Gurman. "When you really stop and pause and think about the last 50 years, it makes your heart ...
Thursday February 5, 2026 12:22 pm PST by Joe Rossignol
Apple plans to announce the iPhone 17e on Thursday, February 19, according to Macwelt, the German equivalent of Macworld.
The report, citing industry sources, is available in English on Macworld.
Apple announced the iPhone 16e on Wednesday, February 19 last year, so the iPhone 17e would be unveiled exactly one year later if this rumor is accurate. It is quite uncommon for Apple to unveil...
Friday February 6, 2026 3:06 pm PST by Juli Clover
In the iOS 26.4 update that's coming this spring, Apple will introduce a new version of Siri that's going to overhaul how we interact with the personal assistant and what it's able to do.
The iOS 26.4 version of Siri won't work like ChatGPT or Claude, but it will rely on large language models (LLMs) and has been updated from the ground up.
Upgraded Architecture
The next-generation...
Tuesday February 3, 2026 7:47 am PST by Joe Rossignol
While the iOS 26.3 Release Candidate is now available ahead of a public release, the first iOS 26.4 beta is likely still at least a week away. Following beta testing, iOS 26.4 will likely be released to the general public in March or April.
Below, we have recapped known or rumored iOS 26.3 and iOS 26.4 features so far.
iOS 26.3
iPhone to Android Transfer Tool
iOS 26.3 makes it easier...
The iPhone 18 Pro Max will feature a bigger battery for continued best-in-class battery life, according to a known Weibo leaker.
Citing supply chain information, the Weibo user known as "Digital Chat Station" said that the iPhone 18 Pro Max will have a battery capacity of 5,100 to 5,200 mAh. Combined with the efficiency improvements of the A20 Pro chip, made with TSMC's 2nm process, the...
I know a few folks that really struggled with their cards (to the point where their minimum payments were less than the interest being applied) so they didn't get anywhere in a vicious cycle.
This is very illegal in Canada. All minimum payments on credit cards must include all accumulated interest for that month.
I have heard that it will be difficult to roll out Apple Card in the EU, since EU credit cards differ from the American ones. I have no idea if this is true, or how any of this works though.
The difference is that our banks' credit cards (in Belgium at least) don't actually give you much credit in terms of deciding when you pay back the money. I believe that in the US you get a bill sent to you from your credit card company... and then you decide how much you want to pay... if you don't pay everything back the astronomical interest rates start to apply to the money you still owe. And that is why there is a lot of money to be made from people with poor financial responsibility who overspend and can't pay back. With all the social drama that follows.
In Europe there is no such a thing, there is no bill being sent to the customer. The credit card is linked to a checkings account and the bank just takes what you owe, straight out of your account. All the expenses you rack up over the period of 1 month are taken out on a certain day in the next month.
The max period of credit you get is 1 month. There are no interest rates. You can't neglect to pay and dig yourself into deep hole of debt. It protects us in that way.
The difference is that our banks' credit cards (in Belgium at least) don't actually give you much credit in terms of deciding when you pay back the money. I believe that in the US you get a bill sent to you from your credit card company... and then you decide how much you want to pay... if you don't pay everything back the astronomical interest rates start to apply to the money you still owe. And that is why there is a lot of money to be made from people with poor financial responsibility who overspend and can't pay back. With all the social drama that follows.
In Europe there is no such a thing, there is no bill being sent to the customer. The credit card is linked to a checkings account and the bank just takes what you owe, straight out of your account. All the expenses you rack up over the period of 1 month are taken out on a certain day in the next month.
The max period of credit you get is 1 month. There are no interest rates. You can't neglect to pay and dig yourself into deep hole of debt. It protects us in that way.
It's different in the UK again.
My credit card provider will generate a new statement at the start of the month saying "your balance is £300, and your minimum payment is £20". If I pay the £20 minimum payment, that's all I need to do, however the remaining £180 balance will carry over to next month, plus "merchandise interest", which with my card is 2-3% on purchases made beyond 60 days. At the start of the next month, the process repeats until the balance is cleared. The minimum payment is generally the same every time.
If I chose instead to clear the full balance, I don't pay anything extra. If I didn't pay the minimum balance, I'd get a "late payment fee" (which I think is about £15 with my card), and if I don't make a minimum payment before the end of that month, it would be a "missed payment", which would then impact my credit rating, risk my card being frozen etc.
(Worth noting, I can set up my accounts in a way where the credit card balance is automatically debited from my main bank account similar to how you describe, but I do it the way I described above instead - just for more flexibility / control over my payments.)
It's definitely an easy hole for people to get themselves dug into when it comes to the merchandise interest. I know a few folks that really struggled with their cards (to the point where their minimum payments were less than the interest being applied) so they didn't get anywhere in a vicious cycle. Folks forget that you can do balance transfers where you may get 12-18 of interest-free credit, so they can reduce the amount without interest.
Finally! Can’t wait ? Canadian credit cards usually offer lower cash back and credits than their US counterparts. So I won’t expect Apple Card to have exactly the same cash back rates as in US. But still it would be nice to have all the other intelligent features.
