T-Mobile Will Pay Off Your Current Phone Up to $1,000 If You Switch

T-Mobile today announced that, starting October 22, it will pay off a qualifying customer's remaining eligible smartphone payments up to $1,000 via virtual prepaid MasterCard when they switch to the carrier in the United States.

iphone se black
The limited time offer is designed to allow customers to switch from their current carrier to T-Mobile and continue using their existing smartphone without cost. T-Mobile has more details available on its website, including instructions for customers looking to switch from Verizon, AT&T, U.S. Cellular, and select other carriers.

The steps on T-Mobile's website include verifying your smartphone is an eligible device, submitting screenshot proof of your current device payment plan balance, ordering a T-Mobile SIM card and choosing a plan, and submitting a rebate claim. The prepaid MasterCard can then be used to pay off the remaining device balance at your previous carrier.

Fine print indicates that a credit check and an eligible T-Mobile plan is required. The smartphone must be unlocked before being ported in to T-Mobile.

Popular Stories

Apple Logo Zoomed

Tim Cook Teases Plans for Apple's Upcoming 50th Anniversary

Thursday February 5, 2026 12:54 pm PST by
Apple turns 50 this year, and its CEO Tim Cook has promised to celebrate the milestone. The big day falls on April 1, 2026. "I've been unusually reflective lately about Apple because we have been working on what do we do to mark this moment," Cook told employees today, according to Bloomberg's Mark Gurman. "When you really stop and pause and think about the last 50 years, it makes your heart ...
wwdc sans text feature

Apple Rumored to Announce New Product on February 19

Thursday February 5, 2026 12:22 pm PST by
Apple plans to announce the iPhone 17e on Thursday, February 19, according to Macwelt, the German equivalent of Macworld. The report, citing industry sources, is available in English on Macworld. Apple announced the iPhone 16e on Wednesday, February 19 last year, so the iPhone 17e would be unveiled exactly one year later if this rumor is accurate. It is quite uncommon for Apple to unveil...
Finder Siri Feature

Why Apple's iOS 26.4 Siri Upgrade Will Be Bigger Than Originally Promised

Friday February 6, 2026 3:06 pm PST by
In the iOS 26.4 update that's coming this spring, Apple will introduce a new version of Siri that's going to overhaul how we interact with the personal assistant and what it's able to do. The iOS 26.4 version of Siri won't work like ChatGPT or Claude, but it will rely on large language models (LLMs) and has been updated from the ground up. Upgraded Architecture The next-generation...
iOS 26

iOS 26.3 and iOS 26.4 Will Add These New Features to Your iPhone

Tuesday February 3, 2026 7:47 am PST by
While the iOS 26.3 Release Candidate is now available ahead of a public release, the first iOS 26.4 beta is likely still at least a week away. Following beta testing, iOS 26.4 will likely be released to the general public in March or April. Below, we have recapped known or rumored iOS 26.3 and iOS 26.4 features so far. iOS 26.3 iPhone to Android Transfer Tool iOS 26.3 makes it easier...
iphone 17 pro dark blue 1

iPhone 18 Pro Max Rumored to Deliver Next-Level Battery Life

Friday February 6, 2026 5:14 am PST by
The iPhone 18 Pro Max will feature a bigger battery for continued best-in-class battery life, according to a known Weibo leaker. Citing supply chain information, the Weibo user known as "Digital Chat Station" said that the iPhone 18 Pro Max will have a battery capacity of 5,100 to 5,200 mAh. Combined with the efficiency improvements of the A20 Pro chip, made with TSMC's 2nm process, the...

Top Rated Comments

noone Avatar
56 months ago
And they'll give you free identity theft protection when they get hacked! Again.
Score: 9 Votes (Like | Disagree)
roncron Avatar
56 months ago
Doesn’t help people who bought their phones outright. I guess T-Mobile just wants customers who like financing things.
Score: 8 Votes (Like | Disagree)
H2SO4 Avatar
56 months ago

Doesn’t help people who bought their phones outright. I guess T-Mobile just wants customers who like financing things.
So they offer up to $1000 and there is still something to moan about?
Score: 5 Votes (Like | Disagree)
gomichaelgo Avatar
56 months ago

If you bought your phone outright, you have no outstanding balance for them to pay, so I don't get your complaint. The point is they are trying to remove a potential barrier from people switching ("I'd like to switch, but then I'd have to pay off my phone balance, and I can't afford to right now").
The point they are making is that if I were to pay $1000 upfront for my phone vs someone who chose to pay over time gets rewarded by having the remaining phone paid for by T-Mobile. By not putting myself in debt, or saving up before making purchases I don't get the same reward. This is the complaint.
Score: 4 Votes (Like | Disagree)
VolceOntra Avatar
56 months ago
Been with TMO for almost a decade now, it's been great in MD, CA, GA, SC, and MO. The worst was in parts of CA along the coast though.
Score: 4 Votes (Like | Disagree)
WestonHarvey1 Avatar
56 months ago

So, if you pay for your phone in full when you purchase it you are not rewarded.
Beware of a deal like this. It almost certainly means they're trying to switch you over from a vastly superior network and experience.
Score: 3 Votes (Like | Disagree)