Apple Resumes Offering Interest-Free Financing on iPhones in Canada - MacRumors
Skip to Content

Apple Resumes Offering Interest-Free Financing on iPhones in Canada

by

Apple's financing partner Affirm this month started offering interest-free financing on iPhone purchases in Canada again, after stopping doing so in mid-2023. With a 0% loan from Affirm, you can pay for an iPhone over 24 months with zero interest added.

2024 iPhone Boxes
This change, first reported by the blog iPhone in Canada, could help to boost iPhone sales in Canada following the recent holiday shopping season.

Affirm is still charging interest on iPad, Mac, Apple Watch, and Apple Vision Pro purchases in Canada, with APRs ranging from 4.99% to 7.99%.

Many of Apple's financing options in the U.S. are not available in Canada, including the iPhone Upgrade Program and Apple Card Monthly Installments, leaving customers in the country with no other options directly from Apple beyond Affirm.

Affirm acquired Apple's former financing partner in Canada, PayBright, in 2021.

Popular Stories

iOS 26

iOS 26.4 Adds Two New Features to CarPlay

Tuesday March 24, 2026 1:55 pm PDT by
iOS 26.4 was released today, and it includes a couple of new features for CarPlay: an Ambient Music widget and support for voice-based chatbot apps. To update your iPhone 11 or newer to iOS 26.4, open the Settings app and tap on General → Software Update. CarPlay will automatically offer the new features so long as the iPhone connected to your vehicle is running iOS 26.4 or later....
Read Full Article • 26 comments
Apple Business hero

Apple Unveils 'Apple Business' All-in-One Platform

Tuesday March 24, 2026 8:53 am PDT by
Apple today announced Apple Business, a new all-in-one platform that unifies device management, productivity tools, and customer outreach features. The service is designed to be a consolidated replacement for several of Apple's existing business-focused offerings, including Apple Business Essentials, Apple Business Manager, and Apple Business Connect. It provides organizations with a single...
Read Full Article • 47 comments
AirPods Pro Firmware Feature

Apple Releases New Firmware for AirPods Pro 3, AirPods Pro 2 and AirPods 4

Tuesday March 24, 2026 12:31 pm PDT by
Apple today released new firmware for the AirPods Pro 2, AirPods Pro 3, and the AirPods 4. The firmware has a version number of 8B39, up from 8B34 on the AirPods Pro 3, 8B28 on the AirPods Pro 2, and 8B21 on the AirPods 4. There is no word on what's included in the firmware, but Apple has a support document with limited notes. Most updates are limited to bug fixes and performance...
Read Full Article • 88 comments

Top Rated Comments

C
CoMoMacUser
16 months ago
This is the Leafs year. The parade is planned.
Score: 11 Votes (Like | Disagree)
WarmWinterHat Avatar
WarmWinterHat
16 months ago

I hope to the universal higher power that the iPhone 17’s get 8K video recording for instant upgrade. No wonder why Apple is desperate to sell iPhone 16 interest free when the sells are down.
1/10th of 1/10th of 1% care about 8k.
Score: 3 Votes (Like | Disagree)
bodonnell202 Avatar
bodonnell202
16 months ago
Interesting. I bought an iPhone 13 years ago this way when they were offering 0% financing. I assumed 0% going away had to do with interest rates going up. Even though interest rates have come down a bit again I feel like this has more to do with sluggish sales.
Score: 3 Votes (Like | Disagree)
N
nuff_said
16 months ago

I'm just having fun. I'm actually a Blues fan and wish nothing but the best for Berube.
Penguins fan here. I’ve enjoyed the journey with Crosby and co for many years. It’s been one hell of a ride. This year is painful to watch but I’m going to keep watching. Hoping Sid ends his career with us.
Good luck to your Blues. You’re on the outside looking in but still a lot of hockey left. You guys are right on the heels of the Canucks and Flames.
Score: 2 Votes (Like | Disagree)
bodonnell202 Avatar
bodonnell202
16 months ago

Telecom is pretty bad here.

Sometimes the carriers offer nice deals on new phones but only with new plans. If you've been with them 15 years they won't give you that deal because made up reasons.

I had to really spend time pursuading them to give me the new contract rate which was half the cost for four times the data. ie I was paying 8x what a new customer would pay, and they didn't get why that was unreasonable.

Apple's move here will definitely help a lot of people upgrade their phones.
Discovered years ago that loyalty gets you nowhere with Canadian telecoms. Best bet is to change carriers frequently and then take win-back offers as that's when the real deals come out.
Score: 2 Votes (Like | Disagree)
N
nuff_said
16 months ago

This is the Leafs year. The parade is planned.
Have you Leafs fans been saying that since 1968? /s
Score: 2 Votes (Like | Disagree)
Read All Comments