PSA: Apple Card Daily Cash Back From T-Mobile Dropping to 2% in July - MacRumors
Skip to Content

PSA: Apple Card Daily Cash Back From T-Mobile Dropping to 2% in July

Apple has partnered with multiple merchants to provide three percent Daily Cash back for Apple Card purchases, and T-Mobile has participated in the program since 2019. That's going to end in July, though, and Daily Cash back from T-Mobile will revert to the standard two percent when using Apple Pay.

Apple Card iPhone 16 Pro Feature
In its Daily Cash support document, Apple says that starting on July 1, 2025, using ‌Apple Card‌ with ‌Apple Pay‌ at T-Mobile will provide only two percent cash back, instead of the bonus three percent cash back.

‌Apple Card‌ users get two percent cash back for all purchases made with ‌Apple Pay‌, so there will no longer be any extra cash back beyond the two percent when transacting with T-Mobile, including for monthly bills.

Apple is still offering three percent cash for ‌Apple Pay‌ purchases from Ace Hardware, Booking.com, ChargePoint, Duane Read, Exxon and Mobil gas stations, Nike, Uber, and Walgreens.

Popular Stories

iOS 26

iOS 26.4 Adds Two New Features to CarPlay

Tuesday March 24, 2026 1:55 pm PDT by
iOS 26.4 was released today, and it includes a couple of new features for CarPlay: an Ambient Music widget and support for voice-based chatbot apps. To update your iPhone 11 or newer to iOS 26.4, open the Settings app and tap on General → Software Update. CarPlay will automatically offer the new features so long as the iPhone connected to your vehicle is running iOS 26.4 or later....
Apple Business hero

Apple Unveils 'Apple Business' All-in-One Platform

Tuesday March 24, 2026 8:53 am PDT by
Apple today announced Apple Business, a new all-in-one platform that unifies device management, productivity tools, and customer outreach features. The service is designed to be a consolidated replacement for several of Apple's existing business-focused offerings, including Apple Business Essentials, Apple Business Manager, and Apple Business Connect. It provides organizations with a single...
AirPods Pro Firmware Feature

Apple Releases New Firmware for AirPods Pro 3, AirPods Pro 2 and AirPods 4

Tuesday March 24, 2026 12:31 pm PDT by
Apple today released new firmware for the AirPods Pro 2, AirPods Pro 3, and the AirPods 4. The firmware has a version number of 8B39, up from 8B34 on the AirPods Pro 3, 8B28 on the AirPods Pro 2, and 8B21 on the AirPods 4. There is no word on what's included in the firmware, but Apple has a support document with limited notes. Most updates are limited to bug fixes and performance...

Top Rated Comments

P-DogNC Avatar
12 months ago
T-Mobile proving that it is no longer the "un-carrier", yet again.
Score: 11 Votes (Like | Disagree)
12 months ago
It was nice while it lasted!
Score: 9 Votes (Like | Disagree)
12 months ago
It's true T-Mobile took away the autopay discount for credit cards awhile back.

What I did was set up autopay with a debit card, but then make manual payments with my Apple Card via Apple Pay before the due date.

That way, I've continued to receive the $5 discount per line and get the 3% cash back on my Apple Card.
Score: 6 Votes (Like | Disagree)
12 months ago
sigh.. whatever. take your damn 1%.

Score: 4 Votes (Like | Disagree)
Gengar Avatar
12 months ago

I never thought about using an Apple debit card to pay my monthly bill so when then announced the $5 surcharge for credit cards I switched to another debit card.

I never got the Apple debit card, just the credit card.

Even at 2% it is still better than 0%.

I will look into it.
The Apple Card is a credit card, I don’t believe they offer a debit card, but they do have a Goldman Sachs savings account.

Using the T-Life app, you can set up autopay with a debit card to get the autopay discount, but then use Apple Pay to pay with the Apple Card and get 3%.
Score: 3 Votes (Like | Disagree)
12 months ago
A lot of debit cards also let you lock them for security reasons. So I lock mine and let the payment fail. That's my monthly reminder to pay by credit card.
Score: 2 Votes (Like | Disagree)