Apple Partnering With American Express on iPhone Mobile Payments Initiative [Updated] - MacRumors
Skip to Content

Apple Partnering With American Express on iPhone Mobile Payments Initiative [Updated]

Apple's rumored mobile payments initiative appears to be coming closer to launch, with Re/code reporting the company has reached a deal to partner with American Express.

Apple has reached an agreement with American Express to work together on its new iPhone payments system, according to sources familiar with the talks. American Express is one of several partners Apple will need to sign up before it can launch its new payments plan, which sources say it plans to announce at its September 9 product event.

Apple was previously reported to have been in negotiations with Visa over the effort, which is said to leverage the upcoming iPhone 6. Just days ago, a logic board leak revealed the near field communications (NFC) chip destined for the iPhone 6 and which will presumably play an important role in enabling the mobile payments functionality.

easypay_concept


With Apple's extensive database of credit card numbers linked to iTunes Store accounts and new security technology such as Touch ID built into the iPhone, the company is strongly positioned to leverage those assets for widespread adoption of mobile payments. The effort naturally requires partnerships with credit card processors and retailers, but the pieces do appear to be falling into place just ahead of next week's media event.

Update 5:19 PM: A new report from Bloomberg claims Apple will be teaming with Visa and MasterCard in addition to American Express for its mobile payments initiative, which will be unveiled at Apple's media event on September 9.

Related Roundup: Apple Pay

Popular Stories

apple pay feature dynamic island

Banks and Credit Unions to Team Up Against Apple Pay Fees

Friday September 25, 2026 12:22 pm PDT by
An antitrust lawsuit accusing Apple of blocking tap-to-pay competition is moving forward and will see banks and credit unions able to band together to sue Apple. U.S. District Judge Jeffrey White this week certified a class in the lawsuit. It will include any U.S. entities that issued any payment card enabled for Apple Pay and paid Apple a fee for Apple Pay transactions on that payment card. ...
Apple Pay India

Apple Pay Now Available in India With Axis Bank Cards

Tuesday September 29, 2026 5:01 pm PDT by
Apple Pay is now available in India, which means customers with an eligible card can add it to the Wallet app on iPhone and Apple Watch for contactless and online payments. To use Apple Pay in India, users will need an Axis Bank credit card on the Visa or Mastercard network. Earlier today, TechCrunch reported that merchants and payment terminals will need to add Apple Pay support, so the...
Apple Pay India

Apple Pay Reportedly Launching in India Today

Tuesday September 29, 2026 12:52 pm PDT by
Apple Pay is set to launch in India later today (Wednesday local time), starting with Axis Bank credit cards on the Visa and Mastercard networks, according to TechCrunch. India already has a popular Unified Payments Interface (UPI) system for digital payments, so the initial rollout of Apple Pay in the country is expected to be limited. HDFC Bank, ICICI Bank, and SBI Bank/SBI Card are not...

Top Rated Comments

bushido Avatar
158 months ago
people in Germany have yet to adopt to credit cards let alone mobile payments lolol.

credit cards to us means you buy things you cant actually afford
Score: 34 Votes (Like | Disagree)
TimWillz Avatar
158 months ago
I hope Apple doesn't take very long to role this out further than America. Still waiting for iTunes Radio in the UK...
Score: 23 Votes (Like | Disagree)
\-V-/ Avatar
158 months ago
don't have a credit card, don't have an iPhone 6. Oh well
Wow you don't have an iPhone 6?! You're so far behind! Oh wait, nobody here does
Score: 22 Votes (Like | Disagree)
158 months ago
people in Germany have yet to adopt to credit cards let alone mobile payments lolol.

credit cards to us means you buy things you cant actually afford

Not for everyone. I personally buy everything on a credit card because it's a secure way to buy things, if the card is stolen you can refuse the charge and the credit card company can help you recover the funds. If you pay off your credit card every month many earn you rewards. For people who are responsible with money credit cards are great.
Score: 17 Votes (Like | Disagree)
JeffyTheQuik Avatar
158 months ago
people in Germany have yet to adopt to credit cards let alone mobile payments lolol.

credit cards to us means you buy things you cant actually afford

I understand why you say this, but they're a tool to be used wisely. I had a boss that said this:

Good decisions require wisdom.
Wisdom comes from making bad decisions.

I have another saying:
Smart people learn from their own mistakes.
Wise people learn from others' mistakes.
Score: 16 Votes (Like | Disagree)
gavroche Avatar
158 months ago
AMEX rocks. All I carry.
Good partnership indeed, was hoping for this.

As a business owner, I am not too fond of amex. They charge on average a higher percentage than Visa or MC, and payments take twice as long to post to our account.
Score: 13 Votes (Like | Disagree)
Latest Stories
What 32,000 Folds Did to the iPhone Duo's Hinge
What 32,000 Folds Did to the iPhone Duo's Hinge
7 minutes ago
iPhone Duo's Hidden FaceTime Camera Takes 'Trash' Photos
iPhone Duo's Hidden FaceTime Camera Takes 'Trash' Photos
2 hours ago
iPhone Duo Has 'Edge Light' Feature That Debuted on Macs Last Year
iPhone Duo Has 'Edge Light' Feature That Debuted on Macs Last Year
2 hours ago
Apple Support App Updated for iPhone Duo's Larger Display
Apple Support App Updated for iPhone Duo's Larger Display
2 hours ago
Amazon Sweetens the Deal on Entry-Level 16-Inch MacBook Pro With $570 Off
Amazon Sweetens the Deal on Entry-Level 16-Inch MacBook Pro With $570 Off
3 hours ago
iPhone Duo Tips Over on MagSafe Stands When Unfolded
iPhone Duo Tips Over on MagSafe Stands When Unfolded
3 hours ago
Apple Music's New Look Officially Announced
Apple Music's New Look Officially Announced
4 hours ago
iPhone Duo Supports Apple Pencil Starting With iOS 27.2
iPhone Duo Supports Apple Pencil Starting With iOS 27.2
5 hours ago
iPhone Duo Accessories Roundup: Cases and Screen Protectors From OtterBox, ZAGG, and More
iPhone Duo Accessories Roundup: Cases and Screen Protectors From OtterBox, ZAGG, and More
6 hours ago
Apple Stores Will Have 'Limited' Availability of iPhone Duo for Walk-In Customers
Apple Stores Will Have 'Limited' Availability of iPhone Duo for Walk-In Customers
6 hours ago
iPhone Duo Reviews Explain Why Device is Both 'Fun' and 'Frustrating'
iPhone Duo Reviews Explain Why Device is Both 'Fun' and 'Frustrating'
6 hours ago
Apple Says 'Reachability' Feature Coming to iPhone Duo Later This Year
Apple Says 'Reachability' Feature Coming to iPhone Duo Later This Year
7 hours ago
Loop Capital Cuts Apple Rating Over iPhone Sales Outlook
Loop Capital Cuts Apple Rating Over iPhone Sales Outlook
12 hours ago
Apple Stores in Bordeaux and Lille Looted During French Protests
Apple Stores in Bordeaux and Lille Looted During French Protests
12 hours ago
Bluesound Adds Native Apple Music Support
Bluesound Adds Native Apple Music Support
12 hours ago
Apple CEO John Ternus Explains What Makes Good Product Design
Apple CEO John Ternus Explains What Makes Good Product Design
13 hours ago
UK Proposes New Ways to Help Apple Pay Rivals
UK Proposes New Ways to Help Apple Pay Rivals
15 hours ago
WhatsApp Developing In-App Browser for All Chat Links on iPhone
WhatsApp Developing In-App Browser for All Chat Links on iPhone
16 hours ago
Apple's App Store Chief Explains Its Push for Premium Games
Apple's App Store Chief Explains Its Push for Premium Games
16 hours ago
Apple Could Owe Even More After $5.7 Billion Patent Verdict
Apple Could Owe Even More After $5.7 Billion Patent Verdict
17 hours ago
Skyrim Comes to Apple Silicon Macs With New Unofficial Installer
Skyrim Comes to Apple Silicon Macs With New Unofficial Installer
17 hours ago
Apple Highlights Mac and iPad Use in Paris Design Exhibition
Apple Highlights Mac and iPad Use in Paris Design Exhibition
18 hours ago
Apple Seeks 6G Modem Engineers as It Plans for Post-5G iPhones
Apple Seeks 6G Modem Engineers as It Plans for Post-5G iPhones
20 hours ago
First iPhone Duo Unboxing Video Appears Ahead of Friday Launch
First iPhone Duo Unboxing Video Appears Ahead of Friday Launch
21 hours ago
Perplexity Computer Can Now Run Fully Locally on Mac
Perplexity Computer Can Now Run Fully Locally on Mac
22 hours ago
Apple's Touchscreen OLED MacBook Pro: Everything We Know
Apple's Touchscreen OLED MacBook Pro: Everything We Know
1 day ago
iPad Mini 8 Expected Next Week With These 10 New Features
iPad Mini 8 Expected Next Week With These 10 New Features
1 day ago
Here's What Apple's Apps Look Like on the iPhone Duo
Here's What Apple's Apps Look Like on the iPhone Duo
1 day ago
iOS 27.3 May Expand RCS Support to Australia's Telstra in December
iOS 27.3 May Expand RCS Support to Australia's Telstra in December
1 day ago
New Apple TV 4K Features 'Whole Room Audio' With Four HomePods
New Apple TV 4K Features 'Whole Room Audio' With Four HomePods
1 day ago