Apple Pay Now Supports Cards Representing 90% of U.S. Credit Card Purchase Volume - MacRumors
Skip to Content

Apple Pay Now Supports Cards Representing 90% of U.S. Credit Card Purchase Volume

With the list of Apple Pay-supported companies growing more every week, Apple has revealed that the new mobile payments service now supports cards representing about 90 percent of the credit card purchase volume in the United States. This is up from the 80 percent figure cited at Apple Pay's launch just two months ago.

According to The New York Times, Apple Pay has proven popular with users as the rollout continues. Whole Foods saw more than 150,000 Apple Pay transactions in the first few days after release, and the service accounted for more than 50 percent of McDonald's tap-to-pay purchases in November.

applepaypassbook
The news comes on the soft launch day of Apple Pay support at TD Bank in the U.S., adding to the growing list of banks supporting the e-payments solution. The U.S. subsidiary of the Canadian bank is just another in a long line of companies with high hopes that Apple's electronic payments solution will be the first widely adopted, according to industry analyst Patrick Moorhead.

“Retailers and payment companies see Apple Pay as the implementation that has the best chance at mass consumer adoption, which has eluded prior attempts,” said Moorhead, president of Moor Insights & Strategy, a research firm. “They believe it will solve many of the problems they had before with electronic payments.”

One of the newest retailers to support the service is Amway Center, the home of the Orlando Magic basketball team, which announced support for Apple Pay will launch officially this Friday. Chief Executive of the Orlando Magic, Alex Martins, remarked that long lines keep customers from buying food at concession stands. He has hopes that, "This, and technologies like Apple Pay, will speed up our service.”

Related Roundup: Apple Pay

Popular Stories

apple pay feature dynamic island

Banks and Credit Unions to Team Up Against Apple Pay Fees

Friday September 25, 2026 12:22 pm PDT by
An antitrust lawsuit accusing Apple of blocking tap-to-pay competition is moving forward and will see banks and credit unions able to band together to sue Apple. U.S. District Judge Jeffrey White this week certified a class in the lawsuit. It will include any U.S. entities that issued any payment card enabled for Apple Pay and paid Apple a fee for Apple Pay transactions on that payment card. ...
Apple Pay India

Apple Pay Now Available in India With Axis Bank Cards

Tuesday September 29, 2026 5:01 pm PDT by
Apple Pay is now available in India, which means customers with an eligible card can add it to the Wallet app on iPhone and Apple Watch for contactless and online payments. To use Apple Pay in India, users will need an Axis Bank credit card on the Visa or Mastercard network. Earlier today, TechCrunch reported that merchants and payment terminals will need to add Apple Pay support, so the...
Apple Pay India

Apple Pay Reportedly Launching in India Today

Tuesday September 29, 2026 12:52 pm PDT by
Apple Pay is set to launch in India later today (Wednesday local time), starting with Axis Bank credit cards on the Visa and Mastercard networks, according to TechCrunch. India already has a popular Unified Payments Interface (UPI) system for digital payments, so the initial rollout of Apple Pay in the country is expected to be limited. HDFC Bank, ICICI Bank, and SBI Bank/SBI Card are not...

Top Rated Comments

longofest Avatar
155 months ago
Really looking forward to Discover support...
Score: 9 Votes (Like | Disagree)
lincolntran Avatar
155 months ago
.... Is the other 10% like EBT or something? Who'd they miss?

----------



ahh, fail.. that's the thing about bailing out the big banks, they get economies of scale for deploying this tech, and smaller banks/credit unions miss out :/

Freaking Discover card is not supported. It's on Discover of course.
Score: 7 Votes (Like | Disagree)
155 months ago
My credit union is not among this 90%.
Score: 7 Votes (Like | Disagree)
155 months ago
Ok, now bring Apple Pay to Canada where we already have almost 100% of Contactless Payment terminal everywhere :S
Score: 6 Votes (Like | Disagree)
155 months ago
the service accounted for more than 50 percent of McDonald's tap-to-pay purchases in November.
... now that is something!

It takes a company like Apple to come into this market and shake the whole thing up. They've made a service & they've made it right first time. That is the key to success to Apple Pay.

Apple Pay is not available in the UK yet. Maybe Apple lacks the bandwidth to roll this out in more than one country at a time?
Probably nothing to do with bandwidth. Payment processing is a minefield & it requires the co-operation with banks, merchants & acquirers. Probably just the fact that deals haven't been signed. I heard February 2015 though somewhere, not sure how true that is.
Score: 6 Votes (Like | Disagree)
155 months ago
ail.. that's the thing about bailing out the big banks, they get economies of scale for deploying this tech, and smaller banks/credit unions miss out :/

Smaller banks and credit unions usually outsource their credit card processing to someone else. It's just a matter of time until those vendors support this.

The smaller banks and credit unions have to demand it -- a lot of them fell behind in the rapid shift to internet banking, and I don't think they want to repeat that.

----------

I agree. Even the retailers that supposedly accept Apple Pay, do so halfway. That is, you still have to enter a PIN or sign a screen. The only place I've truly been able to use it without anything more than my fingerprint has been Panera. Wegmans required a PIN and Macy's required a signature.

From the terminal's point of view, your phone is just a contactless card. It doesn't know anything about your touch ID. You'll have to enter a PIN if you press the debit button. And, you will still have to sign if you press the credit button (unless the merchant has dispensation to skip that step).

As the US switches over to chipped cards, the card will have the ability to specify the allowable authentication methods. For most US cards, it will be signature first, then PIN second (if at all). Hopefully, there is already a device authentication method (like Touch ID), which effectively says: I've already authenticated the user. If the iPhone can use that, and terminals be programmed to recognize it, you wouldn't have to sign or enter a PIN.
Score: 5 Votes (Like | Disagree)
Latest Stories
Tesla App Gains iPad and iPhone Duo Support
Tesla App Gains iPad and iPhone Duo Support
1 hour ago
Apple Reportedly Boosts iPhone Duo Orders by 44%
Apple Reportedly Boosts iPhone Duo Orders by 44%
2 hours ago
Fortnite Returning to Australian App Store After Court Ruling
Fortnite Returning to Australian App Store After Court Ruling
2 hours ago
Apple Ordered to Open iPhone to Rival App Stores in Australia
Apple Ordered to Open iPhone to Rival App Stores in Australia
2 hours ago
Apple Suppliers Face Hurdles Cutting Circuit Board Emissions
Apple Suppliers Face Hurdles Cutting Circuit Board Emissions
3 hours ago
Things Updated for iPhone Duo With Adaptive Layout
Things Updated for iPhone Duo With Adaptive Layout
3 hours ago
Simplicity and Siri AI Are HomeView's Killer Features, Apple Says
Simplicity and Siri AI Are HomeView's Killer Features, Apple Says
4 hours ago
iPhone Duo Reviewers Really Miss Face ID
iPhone Duo Reviewers Really Miss Face ID
9 hours ago
Does the iPhone Duo Run Hot? Here's What Reviews Found
Does the iPhone Duo Run Hot? Here's What Reviews Found
10 hours ago
Apple Music's New Look is Now Live on Apple's Website
Apple Music's New Look is Now Live on Apple's Website
11 hours ago
Anthropic Launches Claude Duet, a Proactive AI Agent
Anthropic Launches Claude Duet, a Proactive AI Agent
11 hours ago
What 32,000 Folds Did to the iPhone Duo's Hinge
What 32,000 Folds Did to the iPhone Duo's Hinge
12 hours ago
iPhone Duo's Hidden FaceTime Camera Takes 'Trash' Photos
iPhone Duo's Hidden FaceTime Camera Takes 'Trash' Photos
13 hours ago
iPhone Duo Has 'Edge Light' Feature That Debuted on Macs Last Year
iPhone Duo Has 'Edge Light' Feature That Debuted on Macs Last Year
14 hours ago
Apple Support App Updated for iPhone Duo's Larger Display
Apple Support App Updated for iPhone Duo's Larger Display
14 hours ago
Amazon Sweetens the Deal on Entry-Level 16-Inch MacBook Pro With $570 Off
Amazon Sweetens the Deal on Entry-Level 16-Inch MacBook Pro With $570 Off
14 hours ago
iPhone Duo Tips Over on MagSafe Stands When Unfolded
iPhone Duo Tips Over on MagSafe Stands When Unfolded
15 hours ago
Apple Music's New Look Officially Announced
Apple Music's New Look Officially Announced
16 hours ago
iPhone Duo Supports Apple Pencil Starting With iOS 27.2
iPhone Duo Supports Apple Pencil Starting With iOS 27.2
17 hours ago
iPhone Duo Accessories Roundup: Cases and Screen Protectors From OtterBox, ZAGG, and More
iPhone Duo Accessories Roundup: Cases and Screen Protectors From OtterBox, ZAGG, and More
18 hours ago
Apple Stores Will Have 'Limited' Availability of iPhone Duo for Walk-In Customers
Apple Stores Will Have 'Limited' Availability of iPhone Duo for Walk-In Customers
18 hours ago
iPhone Duo Reviews Explain Why Device is Both 'Fun' and 'Frustrating'
iPhone Duo Reviews Explain Why Device is Both 'Fun' and 'Frustrating'
18 hours ago
Apple Says 'Reachability' Feature Coming to iPhone Duo Later This Year
Apple Says 'Reachability' Feature Coming to iPhone Duo Later This Year
19 hours ago
Loop Capital Cuts Apple Rating Over iPhone Sales Outlook
Loop Capital Cuts Apple Rating Over iPhone Sales Outlook
23 hours ago
Apple Stores in Bordeaux and Lille Looted During French Protests
Apple Stores in Bordeaux and Lille Looted During French Protests
23 hours ago
Bluesound Adds Native Apple Music Support
Bluesound Adds Native Apple Music Support
1 day ago
Apple CEO John Ternus Explains What Makes Good Product Design
Apple CEO John Ternus Explains What Makes Good Product Design
1 day ago
UK Proposes New Ways to Help Apple Pay Rivals
UK Proposes New Ways to Help Apple Pay Rivals
1 day ago
WhatsApp Developing In-App Browser for All Chat Links on iPhone
WhatsApp Developing In-App Browser for All Chat Links on iPhone
1 day ago
Apple's App Store Chief Explains Its Push for Premium Games
Apple's App Store Chief Explains Its Push for Premium Games
1 day ago