Apple Pay Could Launch in Germany as Early as Next Month - MacRumors
Skip to Content

Apple Pay Could Launch in Germany as Early as Next Month

Hints about when Apple Pay is coming to Germany have been few and far between over the last year, with negotiations between Apple and German banks allegedly stalling due to conflicting views over fees and controls.

The last rumor came back in May and suggested that Apple Pay would launch in the country in the fall or winter, but today one MacRumors reader provided us with another potential hint that Apple is gearing up to introduce its mobile payment system in Germany imminently.

apple pay germany
While setting up a new Apple Watch on the fifth regional betas of iOS 11 and watchOS 4, developer Philipp Ebener was presented with the option to add German bank cards to Apple Pay for the first time.

Philipp reports that he wasn't able to register any of his German credit cards with the system, but the fact that the feature has been partially enabled suggests full activation could come with the official public launch of both operating systems.

Apple will release the final version of iOS 11 and watchOS 4 at its next major event in September, where it is expected to debut new iPhone models and a new Apple Watch with LTE for a standalone cellular connection.

Related Roundups: Apple Watch 12, Apple Pay
Buyer's Guide: Apple Watch (Buy Now)

Popular Stories

apple pay feature dynamic island

Banks and Credit Unions to Team Up Against Apple Pay Fees

Friday September 25, 2026 12:22 pm PDT by
An antitrust lawsuit accusing Apple of blocking tap-to-pay competition is moving forward and will see banks and credit unions able to band together to sue Apple. U.S. District Judge Jeffrey White this week certified a class in the lawsuit. It will include any U.S. entities that issued any payment card enabled for Apple Pay and paid Apple a fee for Apple Pay transactions on that payment card. ...
apple watch s12 ultra 4

Apple Watch Series 12, Ultra 4 Owners Report Skin Irritation

Wednesday October 7, 2026 12:02 pm PDT by
Some Apple Watch Series 12 and Ultra 4 owners have experienced unexpected skin irritation with the new models, according to reports on the MacRumors forums and Reddit. Affected users complain of a burning sensation and redness under the sensor area. The Apple Watch Series 12 and Ultra 4 measure heart rate every five seconds, and some people have wondered if that's the cause of the skin...
Apple Pay India

Apple Pay Now Available in India With Axis Bank Cards

Tuesday September 29, 2026 5:01 pm PDT by
Apple Pay is now available in India, which means customers with an eligible card can add it to the Wallet app on iPhone and Apple Watch for contactless and online payments. To use Apple Pay in India, users will need an Axis Bank credit card on the Visa or Mastercard network. Earlier today, TechCrunch reported that merchants and payment terminals will need to add Apple Pay support, so the...

Top Rated Comments

114 months ago
I can confirm Germany, Netherlands and Austria in February. More new countries (e.g Poland) and banks for the first mentioned countries to follow with iOS 11.3.
Score: 14 Votes (Like | Disagree)
120 months ago
Finally! Please let this rumor be true!
Score: 12 Votes (Like | Disagree)
120 months ago
Good, it's only been three years since I bought a new iPhone in anticipation of this feature.
Score: 11 Votes (Like | Disagree)
114 months ago
I think so too. N4p84 just copied whatever sunny said. At least the Dutch tech press totally ignored it this time.
Well thats exactly what I kept saying over and over again. Its very unhappy that Apple didnt announce anything tonight. Was looking forward to Apple Pay as well but they keep disappointing us.

Sunny see my twitter posted that 3 hrs ago :) and the other guy still think I’m a fake looool
You are absolutly right. I still think you are fake. You know Karma is a bitch. Dont pretend to know stuff you dont. It always comes right back at you.
Score: 7 Votes (Like | Disagree)
114 months ago
And that's what rumors are... "a currently circulating story or report of uncertain or doubtful truth".
So no need to complain, if some people just doubt it's validity.
Especially in times of "fake news" and stuff.

Let's just all be nice to each other and wait what will happen tomorrow. ;)
Of course you are right. That’s what rumors are. But this guy didn’t give any information. He just repeated some parts of what sunny told us and then added he doesn’t know it’s just a guess.

The screenshots he showed us obviously are bs you can easily recreate them. Noticed that between those two screenshots passed two minutes? Why do think is that? That’s about exactly the time it takes to change your region on the iPhone. Just fake.

Then he said in the evening he’ll show us Deutsche Bank Apple Pay. Now he announced he is not gonna show anything cause he does not have ****. Same goes for loads of other stuff he was talking on his Twitter.

Next check when Hans last signed in and when n4p84 created his account. Matches perfectly.

Then he says he lives in Austin, Tx. Yet his English is beyond the level of a 9 year old which tells me he is laying again. If you are 33 living in the US you should be able to make a full sentence without a mistake. He makes like theee mistakes each sentence. Check his Twitter.

Hans is from Frankfurt. N4p84 has a website in his twitter profile. M-nation.de

.de? Why? He lives in the US so how does this add up? I checked DENIC to see on whom the site is registered. The person lives in Ober-Ramstadt. Now guess what... it’s only a jump to Frankfurt where Hans is from.

If you want more just check his Instagram iemmix. Picture of him and the locations he has been to. Looking at that guy it from his looks it matches the name according to DENIC on whom the website is registered to. By looks I mean the name sounds Arabic or from the east and fits the way the guy looks. And again he is himself writing hashtags like #hessen under his photos which again supports what I said about him being Hans. Hans from Frankfurt, Frankfurt is in Hessen etc. This is another indicator for me that the guy who owns the above mentioned domain is n4p84 which proofs that he is lying about where he is from. And just about three days ago he was in Darmstadt which again is even closer to Frankfurt then Ober Ramstadt.

Now I can go on and on about this but in the end it adds all up to one point. This guy is Hans.

Why to tell rumors even if they are false? Because sunny made pretty clear that it is very likely that AP is gonna be announced today and Hans wants a share of Sunny’s “award”. Hans wants to be seen as a insider that knows stuff we don’t. Just trying to be important. That’s all.

What if I said Apple Pay is gonna launch today 100 % in Germany, Netherlands, Austria and Poland. It’s that simple to create a rumor but I cannot back up at thing I just said. Same with Hans and n4p84.
Score: 7 Votes (Like | Disagree)
114 months ago
What other countries? All fun for the Germans, but how about their neighbors? :)
Expect more European countries to launch it. Main focus will be Germany as it is the main European Market missing....

Edit: A little birdie just told me this weeks Earnings Call might be worth listening to....

Edit 2: Interesting side note about the agreement: Apple will not see any share of the transaction. Apple will receive a flat fee per card activated. One card can be activated on up to four iOS/watchOS/macOS devices at once.
Score: 7 Votes (Like | Disagree)
Latest Stories
Apple Reportedly Boosts iPhone Duo Orders by 44%
Apple Reportedly Boosts iPhone Duo Orders by 44%
13 minutes ago
Fortnite Returning to Australian App Store After Court Ruling
Fortnite Returning to Australian App Store After Court Ruling
41 minutes ago
Apple Ordered to Open iPhone to Rival App Stores in Australia
Apple Ordered to Open iPhone to Rival App Stores in Australia
55 minutes ago
Apple Suppliers Face Hurdles Cutting Circuit Board Emissions
Apple Suppliers Face Hurdles Cutting Circuit Board Emissions
1 hour ago
Things Updated for iPhone Duo With Adaptive Layout
Things Updated for iPhone Duo With Adaptive Layout
2 hours ago
Simplicity and Siri AI Are HomeView's Killer Features, Apple Says
Simplicity and Siri AI Are HomeView's Killer Features, Apple Says
2 hours ago
iPhone Duo Reviewers Really Miss Face ID
iPhone Duo Reviewers Really Miss Face ID
7 hours ago
Does the iPhone Duo Run Hot? Here's What Reviews Found
Does the iPhone Duo Run Hot? Here's What Reviews Found
9 hours ago
Apple Music's New Look is Now Live on Apple's Website
Apple Music's New Look is Now Live on Apple's Website
9 hours ago
Anthropic Launches Claude Duet, a Proactive AI Agent
Anthropic Launches Claude Duet, a Proactive AI Agent
10 hours ago
What 32,000 Folds Did to the iPhone Duo's Hinge
What 32,000 Folds Did to the iPhone Duo's Hinge
11 hours ago
iPhone Duo's Hidden FaceTime Camera Takes 'Trash' Photos
iPhone Duo's Hidden FaceTime Camera Takes 'Trash' Photos
12 hours ago
iPhone Duo Has 'Edge Light' Feature That Debuted on Macs Last Year
iPhone Duo Has 'Edge Light' Feature That Debuted on Macs Last Year
13 hours ago
Apple Support App Updated for iPhone Duo's Larger Display
Apple Support App Updated for iPhone Duo's Larger Display
13 hours ago
Amazon Sweetens the Deal on Entry-Level 16-Inch MacBook Pro With $570 Off
Amazon Sweetens the Deal on Entry-Level 16-Inch MacBook Pro With $570 Off
13 hours ago
iPhone Duo Tips Over on MagSafe Stands When Unfolded
iPhone Duo Tips Over on MagSafe Stands When Unfolded
13 hours ago
Apple Music's New Look Officially Announced
Apple Music's New Look Officially Announced
15 hours ago
iPhone Duo Supports Apple Pencil Starting With iOS 27.2
iPhone Duo Supports Apple Pencil Starting With iOS 27.2
15 hours ago
iPhone Duo Accessories Roundup: Cases and Screen Protectors From OtterBox, ZAGG, and More
iPhone Duo Accessories Roundup: Cases and Screen Protectors From OtterBox, ZAGG, and More
16 hours ago
Apple Stores Will Have 'Limited' Availability of iPhone Duo for Walk-In Customers
Apple Stores Will Have 'Limited' Availability of iPhone Duo for Walk-In Customers
16 hours ago
iPhone Duo Reviews Explain Why Device is Both 'Fun' and 'Frustrating'
iPhone Duo Reviews Explain Why Device is Both 'Fun' and 'Frustrating'
17 hours ago
Apple Says 'Reachability' Feature Coming to iPhone Duo Later This Year
Apple Says 'Reachability' Feature Coming to iPhone Duo Later This Year
18 hours ago
Loop Capital Cuts Apple Rating Over iPhone Sales Outlook
Loop Capital Cuts Apple Rating Over iPhone Sales Outlook
22 hours ago
Apple Stores in Bordeaux and Lille Looted During French Protests
Apple Stores in Bordeaux and Lille Looted During French Protests
22 hours ago
Bluesound Adds Native Apple Music Support
Bluesound Adds Native Apple Music Support
23 hours ago
Apple CEO John Ternus Explains What Makes Good Product Design
Apple CEO John Ternus Explains What Makes Good Product Design
1 day ago
UK Proposes New Ways to Help Apple Pay Rivals
UK Proposes New Ways to Help Apple Pay Rivals
1 day ago
WhatsApp Developing In-App Browser for All Chat Links on iPhone
WhatsApp Developing In-App Browser for All Chat Links on iPhone
1 day ago
Apple's App Store Chief Explains Its Push for Premium Games
Apple's App Store Chief Explains Its Push for Premium Games
1 day ago
Apple Could Owe Even More After $5.7 Billion Patent Verdict
Apple Could Owe Even More After $5.7 Billion Patent Verdict
1 day ago