Apple Offering iPhone 12 Pre-Approval for UK Monthly Payment Plan Customers - MacRumors
Skip to Content

Apple Offering iPhone 12 Pre-Approval for UK Monthly Payment Plan Customers

Following the debut of the iPhone 12 series, Apple is offering U.K. customers pre-approval for its monthly payment plan ahead of when first pre-orders begin this Friday.

uk monthly payment plan pre approval
Customers planning to make 24 monthly payments of £54.12 at 0% APR can use the Apple Store app on the ‌iPhone‌ to go through all of the pre-approval steps to get ready to purchase an 6.1-inch iPhone 12 or 6.1-inch iPhone 12 Pro on October 16.

"Get Ready" involves these three steps:

  • Choose your iPhone model and features, add a trade-in if you want, and select monthly payments.
  • Get approved now for a 24-month, no-interest loan from Barclays.
  • At 1:00 p.m. U.K. time on Friday, 16 October, use the ‌Apple Store‌ app on your iPhone to complete your order.

Pre-approvals are available until 05:00 a.m. U.K. time on Friday October 16.

Customers planning to pay in full can get ready by setting up Apple Pay or adding a payment card to their account, and adding their preferred iPhone to Favorites so they can check out quickly at pre-order.

The system Apple is debuting in the U.K. is similar to the U.S. iPhone 12 pre-approval for iPhone Upgrade Program, which has also gone live.

Related Forum: iPhone

Popular Stories

Apple Store Wallpaper Basic Apple Guy

Apple Store in UK Reopening on iPhone Duo Launch Day

Friday October 2, 2026 7:17 am PDT by
Following more than three months of renovations, the Apple SouthGate store in Bath, England will be reopening on Friday, October 23, just in time for iPhone Duo launch day. Last year, Apple permanently closed its store in the heart of nearby Bristol, but Apple Cribbs Causeway remains open inside a shopping center on the outskirts of the city. In other UK store news, Apple Lakeside in Essex was ...
apple pay feature dynamic island

UK Proposes New Ways to Help Apple Pay Rivals

Tuesday October 20, 2026 9:57 pm PDT by
The UK's competition regulator has proposed changes to make it easier and cheaper for companies to offer alternatives to Apple Pay on the iPhone (via Reuters). The Competition and Markets Authority (CMA) says Apple's fees and restrictions make it too difficult for rivals to launch contactless payment apps. Its proposals would give developers more ways to access the iPhone's NFC technology,...
apple tim cook kings trust

Apple Launches Creative Labs Program With The King's Trust

Wednesday October 7, 2026 2:29 pm PDT by
Apple is partnering with UK charity The King's Trust to launch a new education program that will help young people build careers in creative industries, Apple said today. The Apple x King's Trust Creative Labs will give people aged 18 to 30 the opportunity to work with Apple experts as they look into different career paths. An initial cohort of up to 20 people is participating in...

Top Rated Comments

79 months ago
Absolutely insane that they aren’t doing this for iUP customers as well.

They’ve just proven that they have the technical capability to do pre-approvals in the UK so why the hell are we being made to go into a store that might become inaccessible at the drop of Matt Hancock’s hat?!
Score: 4 Votes (Like | Disagree)
jamie.shaw Avatar
79 months ago
Doesn't look as though the IUP pre-authorisations have extended to the UK this year (or trade-in shipments – which is surprising given COVID).



Attachment Image
Score: 4 Votes (Like | Disagree)
79 months ago

I’m just outside Cardiff which is not in my local lockdown area so if I abide by the rules I will not be able to visit the store to upgrade on my iup plan 🤷🏻‍♂️ Cmon Apple what gives?!!
Does rather beg the question as to what happens if Apple Stores wind up inside a Tier 3 region by this time next week and have to close.
Score: 3 Votes (Like | Disagree)
19callum93 Avatar
79 months ago
I wish those on the UK iPhone Upgrade Programme could also do this 😩
Score: 3 Votes (Like | Disagree)
orbital~debris Avatar
79 months ago
So how does this affect customers who are on the iPhone Upgrade Programme from last year, but don't want to go anywhere near an Apple Store?

Is it impossible to take part in the 'upgrade' part of the Programme?

If you instead took advantage of the pre-approval on the non-iUP (as MacRumors' post describes), am I correct in thinking you still have to keep on with the iUP payments (until this time next year)?

If this is the situation, it seems odd that Apple haven't considered or accounted for this and assumed customers will be happy visiting a retail store during the pandemic.
Score: 3 Votes (Like | Disagree)
jamie.shaw Avatar
79 months ago

True what’s the best thing to do, shall I just do the upgrade plan I have the 11 pro max 256 and going for the 12 pro max I’m stuck knowing what to do and next year in 10 months when the 13 comes will you still be able to upgrade or have to wait a year
You can upgrade whenever you like. You just have to pay up to the 11th month.

So if you bought the 11 Pro Max today – and then upgraded next week – you'd just pay the equivalent 11 instalments. There's no limit that you have to upgrade after the 11 month threshold, you just pay it off. 😉
Score: 2 Votes (Like | Disagree)
Latest Stories
Apple Will Label Apps 'Made for iPhone Duo' in App Store
Apple Will Label Apps 'Made for iPhone Duo' in App Store
2 hours ago
Amazon Takes $49 Off iPad With Prices Starting at $399.99
Amazon Takes $49 Off iPad With Prices Starting at $399.99
2 hours ago
F1 on Apple TV Now Available in Dolby Atmos
F1 on Apple TV Now Available in Dolby Atmos
3 hours ago
Apple Reveals More Than 50 Apps That Will Be Updated for iPhone Duo
Apple Reveals More Than 50 Apps That Will Be Updated for iPhone Duo
3 hours ago
Apple Blocks Certificates That Could Help Attackers Fake Websites
Apple Blocks Certificates That Could Help Attackers Fake Websites
5 hours ago
Giant iPhone Duo Installations Spotted at Apple Fifth Avenue
Giant iPhone Duo Installations Spotted at Apple Fifth Avenue
5 hours ago
iPhone Duo 2 Prototypes Include Under-Display Face ID
iPhone Duo 2 Prototypes Include Under-Display Face ID
6 hours ago
Tesla App Gains iPad and iPhone Duo Support
Tesla App Gains iPad and iPhone Duo Support
10 hours ago
Apple Reportedly Boosts iPhone Duo Orders by 44%
Apple Reportedly Boosts iPhone Duo Orders by 44%
10 hours ago
Fortnite Returning to Australian App Store After Court Ruling
Fortnite Returning to Australian App Store After Court Ruling
11 hours ago
Apple Ordered to Open iPhone to Rival App Stores in Australia
Apple Ordered to Open iPhone to Rival App Stores in Australia
11 hours ago
Apple Suppliers Face Hurdles Cutting Circuit Board Emissions
Apple Suppliers Face Hurdles Cutting Circuit Board Emissions
11 hours ago
Things Updated for iPhone Duo With Adaptive Layout
Things Updated for iPhone Duo With Adaptive Layout
12 hours ago
Simplicity and Siri AI Are HomeView's Killer Features, Apple Says
Simplicity and Siri AI Are HomeView's Killer Features, Apple Says
12 hours ago
iPhone Duo Reviewers Really Miss Face ID
iPhone Duo Reviewers Really Miss Face ID
17 hours ago
Does the iPhone Duo Run Hot? Here's What Reviews Found
Does the iPhone Duo Run Hot? Here's What Reviews Found
18 hours ago
Apple Music's New Look is Now Live on Apple's Website
Apple Music's New Look is Now Live on Apple's Website
19 hours ago
Anthropic Launches Claude Duet, a Proactive AI Agent
Anthropic Launches Claude Duet, a Proactive AI Agent
20 hours ago
What 32,000 Folds Did to the iPhone Duo's Hinge
What 32,000 Folds Did to the iPhone Duo's Hinge
20 hours ago
iPhone Duo's Hidden FaceTime Camera Takes 'Trash' Photos
iPhone Duo's Hidden FaceTime Camera Takes 'Trash' Photos
22 hours ago
iPhone Duo Has 'Edge Light' Feature That Debuted on Macs Last Year
iPhone Duo Has 'Edge Light' Feature That Debuted on Macs Last Year
22 hours ago
Apple Support App Updated for iPhone Duo's Larger Display
Apple Support App Updated for iPhone Duo's Larger Display
23 hours ago
Amazon Sweetens the Deal on Entry-Level 16-Inch MacBook Pro With $570 Off
Amazon Sweetens the Deal on Entry-Level 16-Inch MacBook Pro With $570 Off
23 hours ago
iPhone Duo Tips Over on MagSafe Stands When Unfolded
iPhone Duo Tips Over on MagSafe Stands When Unfolded
23 hours ago
Apple Music's New Look Officially Announced
Apple Music's New Look Officially Announced
1 day ago
iPhone Duo Supports Apple Pencil Starting With iOS 27.2
iPhone Duo Supports Apple Pencil Starting With iOS 27.2
1 day ago
iPhone Duo Accessories Roundup: Cases and Screen Protectors From OtterBox, ZAGG, and More
iPhone Duo Accessories Roundup: Cases and Screen Protectors From OtterBox, ZAGG, and More
1 day ago
Apple Stores Will Have 'Limited' Availability of iPhone Duo for Walk-In Customers
Apple Stores Will Have 'Limited' Availability of iPhone Duo for Walk-In Customers
1 day ago
iPhone Duo Reviews Explain Why Device is Both 'Fun' and 'Frustrating'
iPhone Duo Reviews Explain Why Device is Both 'Fun' and 'Frustrating'
1 day ago
Apple Says 'Reachability' Feature Coming to iPhone Duo Later This Year
Apple Says 'Reachability' Feature Coming to iPhone Duo Later This Year
1 day ago