Apple Now Accepting UPI, Rupay Cards and Net Banking for App Store Payments in India - MacRumors
Skip to Content

Apple Now Accepting UPI, Rupay Cards and Net Banking for App Store Payments in India

Apple has started accepting App Store and iTunes payments in India using UPI and Rupay cards and Net Banking.


The acceptance of RuPay and Unified Payments Interface (UPI) cards means Apple users in India will be able to use the domestic payment systems as alternatives to regular credit/debit card payment methods to add funds to their Apple ID balance.

They can then use their ‌Apple ID‌ balance to buy apps, games, music, iCloud storage, and more in Apple's online stores.

RuPay was launched in India in 2012, and facilitates real-time electronic payments at all Indian banks and financial institutions. The massively popular instant payments network UPI followed in 2016.

Popular Stories

iOS App Store General Feature Desaturated

Apple Removes Freecash App From App Store After Months of Data Harvesting

Tuesday April 14, 2026 3:54 pm PDT by
Apple removed scam app Freecash from the App Store this week after the app spent months harvesting data from iPhone users, reports TechCrunch. Freecash reached the number two spot on the U.S. App Store charts in January after being heavily marketed on TikTok. It promised users up to $35 per hour for watching TikTok content, but it was collecting swaths of user data. Back in January, Wired...
grok logo purple gradient

Apple Threatened to Pull Grok From App Store Over Sexualized Images

Wednesday April 15, 2026 7:10 am PDT by
Apple privately warned Elon Musk's xAI company in January that it would remove the Grok app from the App Store unless the company put a stop to the chatbot's nude and sexualized deepfakes, according to a letter Apple sent to U.S. senators and obtained by NBC News ($). Earlier this year, Grok's AI capabilities came under scrutiny after X users shared nonconsensual sexualized images of women...
iOS App Store General Feature Dock

Apple Quietly Tweaked the iOS App Store App – Here's What's Changed

Friday April 17, 2026 2:32 am PDT by
No, you aren't going crazy – Apple has quietly made a backend change to the App Store app in iOS that switches the location of the Updates tab and renames it to make it more prominent. In the App Store app, you can see the change by tapping your profile picture in the top-right corner. The "Apps & Purchase History" tab used to be at the top the list, but it has switched places with...

Top Rated Comments

himanshumodi Avatar
62 months ago

Credit cards are still the most convenient way to pay. I feel this is wasted effort.
Credit Card is only the most convenient if you can pay with something like Apple Pay. Since that's not available in India, UPI is the most convenient.
Score: 6 Votes (Like | Disagree)
justperry Avatar
62 months ago

Credit cards are still the most convenient way to pay. I feel this is wasted effort.
Where are you from/do you reside?

The vast majority does not have a creditcard in India, don't have the means to do anything with it.
The majority of the population is still very poor, live on a daily income bases, can't afford a credit card.
Score: 4 Votes (Like | Disagree)
62 months ago
Though I use card as a payment method for app store, it is very good to see more options
Score: 3 Votes (Like | Disagree)
justperry Avatar
62 months ago
You said this

Credit cards are still the most convenient way to pay. I feel this is wasted effort.
Then followed up with a reply to me down below.

I am from india. Have always stayed in India. The majority that doesn’t have anything to do with a credit card unfortunately doesn’t have anything to do with Apple either.
Credit card use in India is limited, that's my point because most won't use them for the reasons I pointed out before.
Credit cards are by no way the easiest way to pay, for convenience ApplePay on an Apple watch can't be beaten.
There are also simple Apps like the ones mentioned on this topic, there are a lot more people in India using these (transfer) Apps than having credit cards, so your point is moot.
Score: 3 Votes (Like | Disagree)
ArPe Avatar
62 months ago

Where are you from/do you reside?

The vast majority does not have a creditcard in India, don't have the means to do anything with it.
The majority of the population is still very poor, live on a daily income bases, can't afford a credit card.
Think he means debit card. Asian families are very careful with money and they don’t like taking credit. They prefer only to take debt for buying property or investing in a business.
Score: 2 Votes (Like | Disagree)
DeepIn2U Avatar
62 months ago

That's awesome. Makes it very convenient to purchase the apps ;)
This could get apple into hot water with existing court cases about opening up store policies. Then again maybe note as a regular bank account could be used for iCloud (or at least in the past it could).
Score: 2 Votes (Like | Disagree)