Apple's iPhone-to-iPhone Payments Feature Now Available to More Businesses

Monday March 6, 2023 7:42 am PST by Joe Rossignol

Tap to Pay on iPhone is now available to over 700,000 additional businesses across the U.S., marking a major expansion of the feature.

Tap to Pay on iPhone Wix
Starting today, businesses with an online store built on the Wix.com platform can accept in-person payments with Tap to Pay on iPhone. Launched in 2022, the feature allows for iPhone-to-iPhone contactless payments, with no additional point-of-sale hardware from companies like Square or Clover required for the transactions.

At checkout, a customer can tap their iPhone or Apple Watch, credit card, or other contactless payment option on the business owner's iPhone, and the payment will be securely completed using the same NFC technology behind Apple Pay.

Businesses can accept payments with Tap to Pay on iPhone using the Wix Owner app on the iPhone XS and newer after setting up the feature.

Wix.com said over 700,000 online stores used its platform as of 2021.

Tag: Tap to Pay on iPhone

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Top Rated Comments

Sciomar

47 months ago

Wait, which iPhone model is that one with white background?

None of the iPhones have a thin bezel like that.

It is a mock-up, look at the unevenly placed bar at the base.

Score: 9 Votes (Like | Disagree)

mystery hill

47 months ago

Is Apple assuming every customers has an Apple device? Struggling with what would be the advantage over using the current merchant devices.

The advantage would be that businesses wouldn’t need to purchase additional card terminals to accept payments. They could repurpose older phones, or use existing iPhones that serve multiple purposes.

It’s also much easier to buy an iPhone as they’re available from so many retailers and online stores than to buy a dedicated card terminal and wait for it to be shipped.

Customers don’t need an Apple device. They can use a contactless debit card, credit card, Google Pay, Samsung Pay…

Score: 8 Votes (Like | Disagree)

bradman83

47 months ago

so what's the merchant fee? more then 2.9% I presume?

From my understanding the recipient will still need a merchant services account like Square to receive the funds, this just enables the NFC phone-to-phone compatability. The merchant fee would vary depending on whichever company the vendor decides to go with. Apple is not facilitating these transactions themselves.

Score: 8 Votes (Like | Disagree)

Sciomar

47 months ago

This is the way! The more adoption, the better in my opinion! It's easier than remembering a dongle to charge cards with (looking at you square).

Score: 6 Votes (Like | Disagree)

kuwxman

47 months ago

Wait, which iPhone model is that one with white background?

None of the iPhones have a thin bezel like that.

🙌 Photoshop 🙌

Score: 5 Votes (Like | Disagree)

albert421

47 months ago

This would be handy for person-to-person transfers as well. Smoother than asking someone for their Venmo user name or whatever.

It is not smoother, also you can't just charge your friends credit card without establishing contract with a payment processor. There are legal and tax and fees things to deal with. Apple Cash and Venmo is the way to send money with friends, not this.

Score: 4 Votes (Like | Disagree)

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Apple's iPhone-to-iPhone Payments Feature Now Available to More Businesses

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